George Sikien Financial Services

Mr. George - Presentation of Matured Insurance policy Cheque

 

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George Sikien ak Sunow (Agent,MII-LUTCFellow,AFPAM,CLPM-NAMLIFA,ABS 2008)
 
H/P: 019-8844237.  Tel/Fax: 085-418237.Website: www.george-financial-service.webs.com
Email Address: gsikien@gmail.com
Contact me NOW !!!
 
My Credentials: Life Insurance agent since Nov 1991. General Ins agent since 1995.
Unit Trust agent since 2000.
  • Malaysia Insurance Institute-Life Underwriter Training Council Fellow USA 1995.
  • Associate Financial Planning Association Malaysia.
  • Certified Life Practioner & Marketeer.
  • Member-National Association Malaysian Life Insurance & Financial Advisor.
  • Ahli Bintang Sarawak 2008.
MY AGENCY OFFICE ADDRESS:
 
George Sikien Financial Service Agency,
Lot 1089, 2nd Floor, Jalan Merpati,
c/o DBNA Miri Branch Office,
Rumah Persatuan Dayak,
98000, Miri, Sarawak, Malaysia.
H/P: 019-8844237
MY LINE OF BUSINESS, PRODUCTS & SERVICES PROVIDED ARE:-
 
Authorised Agent for:
(1) TOKIO MARINE ( TM Asia Life Malaysia Bhd ) - A Life Insurance company in Malaysia.
(2) CMS Trust Management Bhd - A Malaysian Unit Trust Management co.
(3) UniAsia General Insurance Bhd - A Malaysian General Insurance co.
 
LIFE INSURANCE PRODUCTS:
 
Create an Immediate Financial Estate NOW. Write the most beautiful LOVE LETTER  NOW
to your spouse & Children. If you are still single, to your Parents. This is to prove that you
CARE for their financial well being whether you are around or not around with them.
  • Ordinary Whole Life Policy participating with Bonus.
  • Term Whole Life Policy not participating with Bonus.
  • Ordinary Term Endowment Policy participating with Bonus.
  • Anticipated Term Endowment Policy participating with Bonus.
  • Children Education Term Endowment Policy participating with Bonus ( Most POPULAR.To cater for College & University studies ).
  • Medical Insurance Policy ( IMPROVED product.Cashless card features. Suitable for adults & young children ).
  • Hospitalisation Insurance Policy (Suitable for adults & young children ).
  • Cancer Shield Insurance Policy ( NEW product for adults only ).
  • Personal Accident ( To cover bodily injury from violent & external means ).
REMARKS:
Do you remember this song "If tomorrow never come" by Ronan Keating?
See the lyrics of this song at the end of this webpage to understand what it means.
This is a Life Insurance song. It helps to evoke in you the need for a Life Insurance Policy to cover yourself against FINANCIAL LOSS resulting from:
~ Dying too early / Premature death / Untimely death.
~ Dying too late.
~ Suffering from TPD ( Total Permanent Disability ) resulting from e.g a severe accident.
~ Suffering from Dread Disease e.g Cancer, Stroke etc.
 
Some Criteria required of you before you can buy a life Insurance Policy:
  • NEEDS & WANTS - Go through your needs & wants with the agent. I can guide you through to discover your priority.
  • INSURABILITY - Are you physically fit & healthy?
  • URGENCY - Buy NOW, don't wait.
  • MONEY - How much Insurance coverage do you need and how much can you comfortably set aside for the premium payment?
  • MODE & METHOD of Payment - Monthly, Quarterly, Half Yearly or Yearly ( by Cash, Cheque, Credit Card or Bank Auto debit ).
Monthly salary deduction through BIRO PERHIDMATAN ANGKASA for Government/Civil servant. (Very Convenient)
Monthly Auto debit by PUBLIC BANK BHD, Auto debit by BSN GIRO.
Standing Instruction by the bank from where you draw your salary / income .
 
 
Income Tax Relief:
  • RM6000 maximum a year per taxpayer for your EPF contribution & Life Insurance Premium paid on your life.
  • RM3000 maximum a year per taxpayer for premium paid for the Children Education Policies.
Visit the co. Miri Branch Office at:
TM Asia Life Malaysia Bhd,
Lot 840, Jalan Merpati,98000, Miri,Sarawak.
Tel: 085-423152, 085-420448.
Branch Manager: Miss Vivian Jee.
 
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UNIT TRUST PRODUCTS:
  1. CMS Premier Fund ( Flagship Fund ) - Launched on 26.11.1996. Fund size is 1 billion units.
  2. CMS Balanced Fund - Launched 23.05.2001. Fund size is 500 million units.
  3. CMS Islamic Fund - Launched on 15.08.2002. Fund size is 500 million units.
  4. CMS Bond Fund - Launched on 15.08.2002. Fund size is 500 million units.
  5. CMS Islamic Balanced Fund - Launched on 06.12.2004. Fund size is 200 million units.
  6. CMS Asia Pacific Oriental Fund - Launched on 24.08.2006. Fund size is 300 million units.
  7. CMS Malaysian Inc. Fund - Launched on 09.11.2007. Fund size is 400 million units.
  8. CMS Money Market Fund - Launched on 09.11.2007. Fund size is 200 million units.
  9. CMS Islamic Money Market Fund - Launched on 09.11.2007. Fund size is 200 million units.
IMPORTANT NOTES:
  • Minimum sum to invest is RM1000 in any fund.
  • You can use CASH to invest. To be deposited in co. C/A at RHB Bank: 21104-3500 29299 ( The agent can help you ).
  • Using money from your EPF account 1. Go to EPF office & Counter to check the amount to invest and when you can invest.Frequency of investing is after every three months provided you have sufficient fund in account 1.(Term & Conditions apply ).
  • Remember to invest for LONG TERM i.e at least 5 years and above.
Buy when the fund prices are LOW and sell when the prices are HIGH. Or just go for Dollar-Cost-Averaging method, i.e continue to invest whether the prices are up or down. At the end of the day when you average it out you tend to gain substantially.
Happy Investing.
 
Unit Trust Co. Office Address:
CMS Trust Management Bhd,
Wisma Mahmud, Level 1, Jalan Sungai Sarawak, 93100, Kuching, Sarawak.
Tel: 082-343022/23.
Fax: 082-343066.
 
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GENERAL INSURANCE PRODUCTS & SERVICES:
  • Motor Insurances and renewal of Road Tax.
  • Motorist Companion Insurance ( for Driver and passengers ).
  • Personal Accident Insurance.
  • Medical Insurance ( Cashless Medical Card features ).
  • Traveller Insurance ( for local & foreign going travellers by land,sea & air ).
  • Motor vehicle Inspection at PUSPAKOM ( appointment required ).
  • Fire Insurance for Private dwelling ( Residential Homes ) or Office Building, Factory Building, Warehouses Building.
  • Fire, Theft & Burlgarly Insurance.
  • Homeowners & Householders Insurance ( For Residential Homes & Offices ).
  • Marine Cargo Insurance.
  • Office Equipment, Machinery, Contractor All Risks Insurance.
Miri Branch Office at:
UniAsia General Insurance Bhd,
Lot 1057, Phase 2, Bintang Jaya Commercial Centre,
Jalan Miri-Pujut, 98000, Miri, Sarawak.
Tel: 085-419795.
Branch Manager: En. Desmond Ng.
 
Sales of New, Imported Reconditioned and Used Cars from :
Albert Lim Motor Sdn Bhd,
No. 12, SEDC Piasau Industrial Estate,
Jalan Piasau,98000,Miri,Sarawak.
Happy Motoring.
 
**********************************************************************************************************************************************************
 Lyrics for a song   "If tomorrow never come"  :  Singer : Ronan Keating.
 
Sometimes late at nite,
I lie awake and watch her sleeping,
She's lost in peaceful dreams,
So I turn out the lights and lay there in the dark.
And the thought crosses my mind,
If I never wake  in the morning,
Would she ever doubt, The way I feel about her in my heart.
 
Chorus:
 
If tomorrow never comes,
Will she know how much I love her?
Disd I try in every way, to show her everyday,
She's my only one, wo.....wo....wo..,
If my time on earth were through,
She must face this world without me.
Is the love I gave her in the past,
Gonna be enough to last,
If tomorrow never comes.
 
Cause I've lost loved ones in my life,
Who never knew how much I loved them,
Now I live with the regret that my true feelings for them never were revealed,
So I made a promise to myself,
T say each day how much she means to me,
And avoid that circumstance when there's no second chance to tell her how I feel.
 
Chorus:
 
So tell that someone that you love,
Just what you'r thinking of,
If tomorrow never comes.
 
   
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